Terms And Conditions.

These Terms And Conditions (“Agreement”) govern your use of fraudfightclub.com (the “Website”), related digital services including waitlist and contact forms and any official event application (together with the Website, the “Services”), the purchase of any ticket or pass (“Ticket”), and attendance at Fraud Fight Club (the “Event”).

This Agreement is a contract between you (“User,” “you,” or “your”) and About Fraud (CY) Ltd, company number HE 429908, Spyrou Kyprianou Avenue 16, H&S Centre, Office 15, 6058 Larnaca, Cyprus (the “Organizer,” “we,” “us,” or “our”). Fraud Fight Club is an event brand produced by the Organizer.

If you accept this Agreement on behalf of a company or other legal entity, you represent that you have authority to bind that entity. In that case “you” means both the entity and each named individual attendee (“Attendee”). You act in a business capacity. This is a B2B transaction, not a consumer leisure booking. The purchasing entity is responsible for ensuring that each Attendee reads and complies with this Agreement.

How this Agreement is accepted. Browsing the Website does not, by itself, buy a Ticket. A Ticket contract is formed only when (a) the purchaser checks the acceptance box (or completes an equivalent affirmative click) at checkout acknowledging this Agreement and our Policy And Privacy, (b) we accept the registration, and (c) payment is received in full, or we issue a complimentary or speaker pass. We will keep a record of that acceptance. Each Attendee may also be asked to acknowledge this Agreement in the Event app or at badge pickup. Entering the venue is additional confirmation that the Attendee will comply with the conduct, recording, and photography rules.

If you do not agree, do not buy a Ticket and do not enter the Event.

Privacy practices are described in our Policy And Privacy. Company details are in the Imprint. Sponsor packages are sold under separate written agreements and are not governed by the Ticket terms below, except where those agreements say otherwise.

1. Scope Of The Services

The Services include the Website, interest and registration forms, emails we send about the Event, and access to any official Event app we designate (currently Brella). The app provider’s own terms and privacy policy also apply to your use of that app. We are not Brella.

We are not the hotel contracting party. If we publish partner-hotel rates or room blocks (including any rates for Charlotte Marriott City Center or Grand Bohemian Hotel Charlotte), those rooms are contracted with the hotel, limited, and not part of the Ticket. Availability is not guaranteed.

We may change Website content, program descriptions, speaker (“coach”) lineups, and schedules. Descriptions on the Website are information, not a warranty that any particular session or person will appear.

A downloadable justification letter, if offered, is a convenience for internal approval. It is not a contractual deliverable.

2. Tickets And Admission

2.1 The Event

Unless a later edition is specified on your confirmation, these Ticket terms apply to Fraud Fight Club Round IV, 6–7 April 2027, The Revelry North End, Charlotte, North Carolina, USA, and to any postponement of that edition.

2.2 Eligibility

Standard Tickets are sold only to employees of financial institutions and fintech companies in practitioner, risk, fraud, AML, payments, security, operations, or leadership roles. For these Terms, a “fintech” is a company whose principal business is regulated or consumer-facing financial services, payments, banking, lending, insurance, or similar — not a vendor whose principal business is selling software or services to those companies.

Vendors, solution sellers, consultants attending to sell, media, and the general public may not buy a standard Ticket unless we have invited them in writing as a sponsor, speaker, coach, or guest.

Solution providers appearing in The Pitch, sponsor staff, coaches, and guests attend only under a separate written invite or sponsor agreement, not as standard Ticket buyers under this section.

We may request proof of employment and role. We may refuse, cancel, or revoke a registration if we reasonably believe the registrant is ineligible, gave inaccurate information, would undermine the practitioner-only character of the Event, or is a sanctioned or prohibited party under applicable law. If we revoke solely for eligibility, we will refund the Ticket price paid, minus payment-processing fees we cannot recover. That is the limit of our obligation in that case.

2.3 Formation and price

A contract for a Ticket is formed as described in the preamble. Prices and tiers are those published at checkout at the time of purchase (including any Launch, Price Break, or Final tier then offered). Prices are in US dollars and exclusive of any tax that law requires us to collect. You are responsible for that tax.

Published marketing tiers may change for later purchases and for later editions. Historical prices on the Website do not fix the price of a Ticket you have not yet bought.

Payment is processed by the payment provider named at checkout. That provider’s terms apply to the payment itself.

The order confirmation we send, together with this Agreement, is the Ticket contract.

2.4 What a standard Ticket includes

Unless your confirmation states a different package, a standard Ticket includes admission for one named Attendee to:

• Main Stage sessions on the published Event dates;
• the four Deep Dive rooms (Ali, Tyson, Mayweather, and Holyfield) on a space-available, program basis;
• Meeting Madness;
• food and drinks during published conference hours on Event days;
• official Happy Hour(s) where offered on Event days; and
• access to the official Event app we designate after purchase (currently Brella), for features that app then offers, which may include an attendee directory and meeting booking.

A standard Ticket does not automatically include invite-only formats, sponsor-only events, or any separately ticketed item. The Pitch and similar program elements may form part of the published agenda. They are not an extra contractual deliverable beyond admission to the Event as run.

A Ticket does not include travel, hotel, visa, insurance, or CPE/CLE credit.

The attendee directory is not available before purchase. After purchase you may see other Attendees who have chosen to appear in the app. We do not warrant a complete list or that any Attendee will accept a meeting.

2.5 Capacity and sales window

The venue has a hard capacity. There is no published last-purchase date. We may keep selling until capacity is reached or we close registration. We do not guarantee availability. Prior editions have sold out.

2.6 Name, transfer, and resale

Each Ticket is issued to one named Attendee and is valid only for that person.

You may request a transfer to another eligible employee of the same organization by writing to info@about-fraud.com at least fourteen (14) days before the first Event day. Transfers to another organization, to an ineligible person, or after that deadline require our prior written approval and may be refused.

Resale, auction, or transfer for value through any third party is prohibited. We may cancel a Ticket we reasonably believe was resold and need not refund it.

2.7 Cancellation and refunds by you

The following schedule is also summarized at checkout. Send refund requests in writing to info@about-fraud.com.

• Received on or before 1 February 2027: refund of the Ticket price paid, minus a fee equal to the greater of ten percent (10%) of that price or USD 75.
• Received from 2 February 2027 through 6 March 2027: refund of fifty percent (50%) of the Ticket price paid.
• Received on or after 7 March 2027, and all no-shows: no refund.

Those amounts are agreed liquidated damages reflecting unsold capacity and planning cost, not a penalty.

We may instead issue a credit toward a future Fraud Fight Club edition if you ask for a credit rather than cash. Credits are not redeemable for cash and expire twenty-four (24) months after the issue date.

Illness, travel disruption, diary conflict, or an employer travel ban does not enlarge these refund rights except where mandatory law requires it.

2.8 Changes, postponement, cancellation, and force majeure

We may change venue (including another venue in the Charlotte area), format, agenda, coaches, hospitality, or program elements where needed for safety, venue, legal, operational, or force majeure reasons. We will use reasonable efforts to deliver an Event of equivalent overall character.

“Force majeure” includes events beyond our reasonable control, including venue loss or unavailability, public-order restrictions, epidemic, government order, labor stoppage at the venue, or essential-infrastructure failure.

If we cancel the Event in full and do not postpone it to a date within twelve (12) months, we will refund the Ticket price paid. That refund is your sole remedy against us for cancellation.

If we postpone the Event to a new date within twelve (12) months, your Ticket remains valid for the new date. If you cannot attend the new date, write to info@about-fraud.com within fourteen (14) days of our postponement notice and we will refund the Ticket price paid (or, if you prefer, issue a credit under section 2.7).

We are not liable for travel, hotel, visa, or other ancillary costs if the Event is changed, postponed, or cancelled.

2.9 Conduct, badges, and removal

Attendees must comply with applicable law, venue rules, this Agreement, and any code of conduct we publish. Wear the official badge on site. Badges are not transferable on the day.

We or the venue may refuse admission or require an Attendee to leave for safety, security, eligibility, prohibited recording, harassment, or sales conduct that breaks the practitioner-only character of the Event. In those cases there is no refund.

2.10 Accessibility

The Event is held at a third-party venue. If an Attendee needs a reasonable modification to attend, write to info@about-fraud.com as early as possible. We will work with the venue where we reasonably can. This Agreement does not waive rights that cannot be waived under the Americans with Disabilities Act or similar law.

3. Photography And Recording

3.1 Closed room

The Event is a closed, practitioner-only gathering. Select portions may be recorded for our operations and archive. We do not release full session recordings or a public video-on-demand library. Short official photographs and recap clips may be used as described in section 3.2.

3.2 Official capture

The Organizer and its contractors may photograph, film, and audio-record public areas, stage presentations, and official networking formats for Event operations and security, internal archive, and legitimate B2B marketing of Fraud Fight Club and About Fraud (including the Website, social channels, recap materials, and future-edition promotion).

Sponsors and other partners may not use official Event footage to advertise their own products unless we give a separate written license.

Deep Dive rooms and any session marked “off record,” “Chatham House,” or “no cameras” will not be used in public marketing in a way that features an identifiable speaker or Attendee, unless we have separate written consent. Anonymized or non-featured wide shots may still be used.

Featured commercial portraits (close-ups used as if the person endorses the Event) require either the featured-use process below or a separate release.

3.3 Consent and featured-use opt-out

By entering the venue the Attendee consents to official photography and limited filming in public and stage areas as described above, including crowd and atmosphere shots that may show a face, voice, or badge.

If an Attendee does not want to appear in featured marketing close-ups, they must email info@about-fraud.com before the Event and identify themselves to the official photographer on site. We will make reasonable efforts to avoid featured use of that image. We cannot keep anyone out of wide crowd shots.

This consent is for the Organizer’s Event and company marketing only.

3.4 Attendee recording

You may take short personal photographs in public networking areas that do not capture presentation slides, speaker notes, or confidential discussion.

You may not:

• video-record, live-stream, or audio-record sessions, Deep Dives, Meeting Madness, or invite-only formats;
• photograph slides or materials marked confidential; or
• publish quotes, case detail, or operational methods shared in the room in a way that identifies the speaker or their institution without that person’s prior written consent.

We may ask you to stop recording and to leave the session or the venue. We may request deletion. Once material has left the venue we may not be able to retrieve it; removal from the Event is the primary remedy. Breach may result in removal without refund.

3.5 Sponsors

Sponsors may capture content only in their contracted booth or activation, and only of people who have clearly agreed (for example by stepping into a branded photo moment). Sponsors may not record sessions.

3.6 Materials

Slide decks, artwork, branding, and other Event materials remain the property of the Organizer or the relevant coach or licensor. Attendance does not give you a license to copy or commercially reuse those materials, except for internal briefing inside your own employer, and only if the materials were not marked confidential or restricted.

3.7 Takedown

If an official marketing image features you in a misleading way, write to info@about-fraud.com with the URL or file. We will review and remove or crop featured use where reasonably practicable. Wide atmospheric shots will not normally be withdrawn.

4. Assumption Of Risk; On-Site Release; Alcohol

Attendance is voluntary. The Attendee assumes the ordinary risks of a multi-hundred-person indoor event, including crowd movement, slips, and ordinary venue conditions.

To the maximum extent permitted by law, the purchasing entity and the Attendee release the Organizer, its officers, employees, and agents, and the venue owner and operator, from claims for property damage or personal injury arising out of ordinary negligence in connection with attendance. This release does not apply to gross negligence, willful misconduct, fraud, or any liability that applicable law does not allow to be released.

Alcohol may be served at Happy Hour(s) or other official hospitality. The Attendee drinks voluntarily, is responsible for their own conduct, and must follow venue rules and the law. We are not liable for an Attendee’s intoxication or for injury or damage the Attendee causes while impaired, except as applicable law requires.

5. Links To Other Resources

The Services may link to other websites, apps, hotels, maps, payment pages, or the Event app. A link is not approval, sponsorship, or affiliation unless we say so in writing. We do not control and are not responsible for third-party content, products, or terms. Your use of those resources is at your own risk. Review their terms before you rely on them.

6. Prohibited Uses

You may not use the Website, Services, Ticket, Event, or any content we provide:

• for any unlawful purpose;
• to solicit unlawful acts;
• to violate any applicable law or regulation;
• to infringe our intellectual property or anyone else’s;
• to harass, abuse, defame, intimidate, or discriminate;
• to submit false or misleading information, including eligibility information;
• to upload or transmit malware or other harmful code;
• to spam, phish, scrape, or crawl the Services except through documented public interfaces we allow;
• to solicit sales at the Event in a way that evades the practitioner-only rule; or
• to interfere with or circumvent security or capacity controls.

We may suspend Website access, cancel a Ticket, or remove an Attendee for breach.

7. Intellectual Property Rights

“Intellectual Property Rights” means all present and future copyright, trademark, design, patent, goodwill, and similar rights, registered or not, anywhere in the world.

This Agreement does not transfer any Intellectual Property Rights to you. As between you and us, those rights stay with the Organizer or its licensors. Fraud Fight Club names, badges, graphics, and related marks are ours or used under license. Other marks on the Services may belong to third parties, including coaches and sponsors.

You receive only a limited, revocable, non-transferable right to use the Services and to attend the Event as permitted by this Agreement and your Ticket.

8. Disclaimer

THE SERVICES AND THE EVENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE OR APP WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY PARTICULAR COACH, SESSION, ATTENDEE, OR BUSINESS OUTCOME WILL OCCUR.

WITHOUT LIMITING THE FOREGOING, WE ARE NOT LIABLE FOR TRAVEL, HOTEL, VISA, OR OTHER ANCILLARY COSTS.

9. Limitation Of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE AND OUR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR LOST PROFITS, REVENUE, GOODWILL, DATA, OR BUSINESS OPPORTUNITY, EVEN IF ADVISED THAT SUCH DAMAGES WERE POSSIBLE, AND WHETHER THE CLAIM IS IN CONTRACT, TORT, OR OTHERWISE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES, A TICKET, OR THE EVENT IS LIMITED TO THE GREATER OF (A) THE AMOUNTS YOU ACTUALLY PAID US FOR THE TICKET OR SERVICE GIVING RISE TO THE CLAIM AND (B) USD 100.

The limits in this section do not apply to:

• refunds we expressly owe under section 2;
• death or personal injury caused by our negligence or gross negligence, where that liability cannot be limited;
• fraud or willful misconduct; or
• any liability that applicable law does not allow us to exclude or limit.

PJ Rohall and Ronald Praetsch are co-founders of the Event community. They are not parties to this Agreement in their personal capacity.

10. Indemnification

The purchasing entity will indemnify and hold harmless the Organizer and its officers, employees, and agents from third-party claims, damages, and reasonable legal fees to the extent those claims arise from: the Attendee’s unlawful conduct at the Event; unauthorized recording or publication in breach of section 3; a material misrepresentation of eligibility; or content the purchaser or Attendee submitted to us.

This indemnity does not apply to the extent the claim is caused by our negligence, gross negligence, or willful misconduct.

We will give prompt notice of a claim. The indemnifying party may control the defense with counsel reasonably acceptable to us; we may participate at our own expense. No settlement that imposes an obligation on us or admits fault by us may be made without our prior written consent, not to be unreasonably withheld.

11. Governing Law And Disputes

This Agreement and Ticket purchases are governed by the laws of the Republic of Cyprus, without regard to conflict-of-law rules, except that mandatory rules of North Carolina may apply to venue safety, on-site personal injury or property damage, accessibility, and other non-waivable local obligations at the Event.

The courts of the Republic of Cyprus have jurisdiction over disputes arising out of this Agreement or a Ticket.

In addition, claims arising out of on-site personal injury, property damage, or venue operations at the Event may be brought in the state courts of Mecklenburg County, North Carolina, or in the United States District Court for the Western District of North Carolina. That additional forum is non-exclusive.

Nothing in this section takes away a right that cannot be waived under applicable law.

12. Changes And Amendments

We may modify this Agreement at any time. We will update the date at the top of this page. We may also notify you through contact details you gave us.

The revised Agreement takes effect when posted, unless we say otherwise. Continued use of the Website after that date is acceptance of Website terms. For a Ticket already paid, material changes that reduce your core admission or refund rights apply to that Ticket only if required by law or if we obtain your agreement, except operational changes already allowed under section 2.8.

13. Miscellaneous

If a provision is held unenforceable, the rest remains in force. Our failure to enforce a provision is not a waiver. You may not assign a Ticket or this Agreement except as section 2.6 allows. We may assign this Agreement to an affiliate or successor. This Agreement and the order confirmation are the entire agreement for the subjects they cover and replace prior terms for the Website and Tickets.

Mandatory law prevails over this Agreement where it cannot be varied by contract.

14. Acceptance Of These Terms

You acknowledge that you have read this Agreement. If you do not agree, you are not authorized to buy a Ticket or to attend the Event.

15. Contacting Us

Questions about this Agreement: info@about-fraud.com

About Fraud (CY) Ltd
Spyrou Kyprianou Avenue 16
H&S Centre, Office 15
6058 Larnaca
Cyprus